These terms govern your use of this website and the mortgage broking services of Fluent Finance Abroad S.L.
Fluent Finance Abroad S.L. (CIF B93504918), with registered office at Avenida Marqués del Duero 76, 3ºC, 29670 Marbella (Málaga), Spain, is an independent mortgage intermediary registered with the Bank of Spain under number D305, in accordance with Ley 5/2019, de 15 de marzo, reguladora de los contratos de crédito inmobiliario (LCCI).
We act as a whole-of-market intermediary: we listen to your requirements, gather the details we require, and present your application to individually selected banks that most closely match your circumstances. We then inform you of your mortgage offers and help you make the best choice for your particular situation. Our advice service involves no charge to you for the initial consultation and provision of your mortgage options.
Figures produced by our mortgage calculator are indicative only and exclude bank arrangement fees, valuation costs and Spanish purchase taxes. Nothing on this website constitutes financial advice; personalised advice is provided only after direct engagement with our team.
You guarantee the authenticity and accuracy of all data and documentation you provide to us and to lenders. You agree to make appropriate use of this website and not to attempt to disrupt its operation, access restricted areas, or use its content commercially without authorisation, as set out in our Legal Notice.
The contents of this website — including text, photographs, logos and design — are the property of Fluent Finance Abroad S.L. or its licensors. You may not reproduce, copy, distribute or publicly communicate them without the authorisation of the owner of the corresponding rights, except where legally permitted.
While we take care to keep the information on this website accurate and up to date, we do not warrant that it is complete or error-free, and we accept no liability for decisions taken on the basis of general information published here. Spanish lenders' criteria and products change frequently; always confirm current terms with our specialists.
If you wish to make a complaint, please see our claims and complaints page. As a registered intermediary under LCCI 5/2019, complaints procedures are available through the Bank of Spain's customer-service framework.
Personal data provided through this website is processed in accordance with our Privacy Policy and the GDPR and Spanish Organic Law 3/2018.
These terms are governed by Spanish law. Any dispute shall be submitted to the courts of Marbella (Málaga), Spain, unless applicable regulations provide otherwise.
