News

Should you use a Spanish Mortgage Broker when buying a property in Spain?

By Marc Elliott De Lama · 28 May 2026

YES you should!

Marc Elliott De Lama – Founder of Fluent Finance Abroad, and acknowledged expert Spanish mortgage broker, explains why.

Raising finance to buy a property and understanding mortgage terminology is not the easiest thing to do, but doing it in a foreign language just adds another layer of complexity to the process. Initially it may appear daunting – but with the right guidance, understanding and knowledge our mortgage consultants at Fluent Finance Abroad can eliminate all of your fears and get the right mortgage for you. It’s as simple as that!

So where do you start, or more importantly, when do you start?

Once you decide to buy a property in Spain, your next step is to contact a reputable independent Spanish mortgage broker to establish exactly what your budget is and the best way to maximise it. Just make sure you go to a specialist Mortgage Broker who is fully licensed, regulated by the Bank of Spain and hold all of the necessary financial qualifications.

You’ll no doubt have a budget in mind, and at Fluent Finance Abroad we’re here to help you work out exactly how much you can afford, and make your budget work hard for you. And once you have that Mortgage pre-approval you’re well on your way to purchasing your dream property!

You’d be surprised at how many people view lots of prospective properties, before they know if they can actually raise the necessary finance to buy the property. So it’s key to find out your buying power first – and with our knowledge and expertise, and our Agreement in Principle service, we can open up more options than you perhaps ever thought possible!

So what are the advantages of using a Spanish Mortgage Broker and how can Fluent Finance Abroad help you?

As an independent, specialist mortgage broker Fluent Finance Abroad have highly trained professional and knowledgeable consultants communicating on a daily basis with the Spanish banks and other lenders. As whole of the market specialists, we have access to every type of mortgage finance that is available, and can find the best product on offer for you at the very best rates.
At Fluent Finance Abroad we take pride in the strong relationships we have with the Spanish banks and lenders. And it’s these connections that benefit you, as we can negotiate the best mortgage rates on your behalf.
We look after you – every step of the way. We take time with you, listen to your needs and build a relationship with you. Our service is highly personal, completely tailor-made and designed to exceed your expectations. We support you through the entire mortgage process, explaining everything at each stage, answering any questions you may have, and provide all the reassurance that you need.
Professional mortgage brokers save you time and money. Our consultants at Fluent Finance Abroad know who to approach, and how to present your case in the most favourable way. We help you fill in all of the necessary forms and, because we’re all bi-lingual, communicate with the lenders on your behalf and then explain all of the finer details to you – clearly and concisely
Our aim at Fluent Finance Abroad is to get the most immediate positive result for you, as simply and hassle-free as possible.

So if you’re looking to purchase a holiday home, an investment property or a main residence, contact Fluent Finance Abroad first for the very best advice in financing your prospective purchase in Spain. We have the contacts, the expertise and we get the very best results!

If you are looking for property on Costa del Sol, Costa Blanca and Costa Calida look no further than Space Real Estate. They have been providing real estate solutions since 1988 so you can be assured that you are in good hands.

Contact us now, and let’s talk….

[0034 952 85 36 47](tel:+34 952 85 36 47)

info@fluentfinanceabroad.com

Checking your Browser…

Verifying...

Stuck? Troubleshoot

Success!

Verification failed

Troubleshoot

Verification expired

Refresh

Verification expired